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INDUS IS NOW BACKED BY ZERODHA - INDIA’S #1 BROKERAGE
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INDUS IS NOW BACKED BY ZERODHA - INDIA’S #1 BROKERAGE
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INDUS IS NOW BACKED BY ZERODHA - INDIA’S #1 BROKERAGE
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Equity Mutual Funds for NRIs and Foreign Investors
Equity Mutual Funds for NRIs and Foreign Investors

Invest In 3 Minutes
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Invest In 3 Minutes
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WHAT AREEquity Mutual Funds?

Equity mutual funds are professionally managed investment vehicles that pool capital to purchase shares in listed Indian companies. For NZ investors, these funds offer a structured way to gain exposure to India’s corporate growth without the volatility and compliance burden of picking individual stocks.

In India, a fund is considered an equity if it allocates at least 65% of its assets to equity and equity-related instruments.

ADVANTAGES OFInvesting in Equity Funds from Abroad

For New Zealand–based NRIs, Indian equity funds are an easy way to tap into one of the world’s fastest-growing economies while diversifying globally. With Indus handling KYC, compliance, and reporting, investors from NZ may focus on building their equity portfolio without dealing with paperwork.

Note: The Indus Direct Advantage: No NRE Account + No Indian Documents Needed

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Direct investment using a New Zealand bank account (NZD).
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The funds are converted at institutional rates, saving 3-4 percent compared to traditional bank wire transfer methods.
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Your uninvested cash is held in a ring-fenced Client Trust Account at ASB Bank, and the mutual fund units are in custody at DBS Bank India so that your assets are never combined with those of Indus on the balance sheet.

Types of Equity Mutual Funds Available on Indus

Indus provides access to a range of Growth-Only Equity Funds, which are tax-efficient for NZ residents (avoiding dividend distribution issues):
Why Mutual Funds
Large Cap Funds
Large Cap Funds
Top 100 companies by market capitalization (Blue-chip stability).
Mid & Small Cap Equity Funds
Mid & Small Cap Equity Funds
High-growth potential companies (higher volatility, longer horizon).
Multi Cap Funds
Multi Cap Funds
Dynamic allocation across market caps based on valuation.
Thematic Funds
Thematic Funds
Sector-specific bets (e.g., Banking, Infrastructure, Technology).
Note: All funds available on Indus fall under the broader category of equity funds in India, ensuring a clear and consistent investment universe.

Technical Note onTaxation (DTAA & FIF)

Understanding the tax implications is vital for cross-border investing.

In India (Source): Through Indus, your investments benefit from the India-NZ DTAA. This typically means 0% capital gains tax in India for New Zealand tax residents on specific gains, avoiding the double taxation trap.

In New Zealand (Residence): For investors with offshore equity investments exceeding $50,000 NZD, the Foreign Investment Fund (FIF) rules apply. We recommend reaching out to an independent advisor to understand your tax obligations. You will likely report income using the Fair Dividend Rate (FDR) or Comparative Value (CV) method. Indus provides the necessary transaction reports to simplify your end-of-year filing with the IRD.

HOW TOInvest in Equity Funds Online?

NRIs and foreign investors from NZ may invest through Indus using a simple online process:
01
Account Creation
Create an account and sign up using your NZ Driver’s Licence or Passport.
02
KYC Verification
Complete the instant digital KYC process. The platform performs an instant AML/KYC check with no physical notarization required.
03
Fund Your Wallet
Add NZD directly to your ASB Trust. This avoids international transfer fees and gives cost-efficient FX rates, as Indus converts your transferred NZD to INR at the best available rate.
04
Select Funds
Browse and select from over 45+ AMCs and 500+ funds.
05
Execute the Investment
Choose between a lump-sum investment, an SIP, or a combination of both, and complete the transaction online. Execute SIPs or lump sums instantly.
06
Manage Your Holdings Online
After payment and validation, you can view your investments on the Indus platform.

Equity Mutual Fund CompaniesWe Support

Indus is an AMFI-registered distributor, which offers direct access to more than 45 most reputable Asset Management Companies (AMCs) in India. We do not white-label these products; you are making investments directly into schemes managed by the best financial institutions.

We are integrated with the market leaders, such as SBI Mutual Fund, HDFC AMC, ICICI Prudential, Tata Mutual Fund, and Nippon India. This will make sure that your money is handled by the most experienced and regulated fund managers in India, by the SEBI (Securities and Exchange Board of India).

Indus will help you to create a diversified portfolio, such as latent equity mutual funds in India, by combining all these AMCs into a single interface, and not having to deal with multiple logins or folio numbers across fund houses.

Start Investing in
Equity Mutual Funds Today
For NRIs and foreign investors in New Zealand, investing in top Indian equity mutual funds need not be complicated. Indus offers a focused equity-only platform, a fully online process, and regulatory alignment designed specifically for investors residing in NZ. Indus simplifies investing in Indian mutual funds with best-in-class FX rates, zero transfer fees, and professionally managed, diversified portfolios while seamlessly handling India–New Zealand DTAA benefits, including capital gains tax exemption in India, at no extra cost.
With access to growth-oriented equity funds across multiple categories and AMCs, investors may build diversified exposure to Indian equities in a structured and manageable way. You may build your position in one of the world’s fastest-growing economies through a platform designed specifically for the NZ regulatory environment.
Equity Mutual Funds Today

INVESTING IN INDIA

Frequently Asked
Questions

Yes. This is the main strength of Indus. Contrary to conventional brokers, where you are required to open and deposit an NRE/NRO bank account in India, Indus enables you to transfer money to your bank account in New Zealand. The conversion and compliance of the cross-border are done smoothly on the back-end.
We focus exclusively on equity mutual funds because they offer the most tax-efficient growth structure for New Zealand investors under the current DTAA (Double Tax Avoidance Agreement).
You have access to the full spectrum of SEBI-regulated growth-only equity schemes, like large-cap (for stable, blue-chip exposure), mid & small-cap (for aggressive growth potential), flexi-cap (for dynamic allocation across market sectors), and thematic (to target specific industries like Banking, Tech, or Infrastructure.
Yes, we offer growth-only plans to maximize compounding and simplify your tax obligations. In a growth plan, profits are reinvested into the fund rather than paid out as cash dividends. This is generally more efficient for NZ tax residents, as it avoids the complexity of tracking and paying tax on frequent small dividend payouts.
You can monitor your portfolio in real-time via the Indus dashboard. Your dashboard tracks the Net Asset Value (NAV) of your holdings, adjusted for the NZD/INR exchange rate, giving you a clear picture of your actual returns in New Zealand Dollars.
Equity Mutual Funds for NRIs & Foreign Investors - Indus