Disclaimer

General Advice

The information provided on this website is general in nature and does not take into account your objectives, financial situation, or needs. You should consider whether it is appropriate for you and seek independent financial, legal, and tax advice before making any investment decision.

Nothing on this website constitutes an offer, solicitation, or recommendation to buy, sell, or hold any financial product.

Nature of the Service (Execution-Only)

Indus AU Pty Limited provides an execution-only app that enables customers to make their own investment decisions. Indus AU Pty Limited does not provide personal financial advice, investment recommendations, or portfolio management services.

You are solely responsible for your investment decisions.

Licensing and Authorisation

Indus AU Pty Limited (ABN 78 682 656 873) is an Authorised Representative (Authorised Representative No. 1321338) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Sanlam Private Wealth Pty Ltd is the holder of the Australian Financial Services Licence under which financial services are provided.

Indus AU Pty Limited is authorised to provide general financial product advice only.

Please refer to our Financial Services Guide and other disclosure documents before deciding to use our services.

Third-Party Providers

Indus AU Pty Limited relies on third-party providers to deliver its services, including custodians, brokers, banks, and other financial institutions.

These providers facilitate services such as custody, trade execution, payment processing, and account administration. In order to provide these services, your information may be shared with relevant third parties.

While Indus AU Pty Limited conducts appropriate due diligence, it is not responsible for the acts or omissions of these third parties.

Risks of Investing

Investments involve risk and may result in loss of capital. You may lose some or all of your invested capital. Past performance is not indicative of future performance.

Investments available through the app involve overseas markets and are subject to additional risks, including currency risk, regulatory differences, and market volatility.

No Guarantee / Not a Bank

Indus AU Pty Limited is not a bank, and investments made through the app are not deposits and are not guaranteed.

Fees and Third-Party Remuneration

Indus AU Pty Limited charges fees as disclosed on this website and in our Financial Services Guide.

Indus AU Pty Limited may also receive remuneration from third parties, including financial institutions and investment providers, in connection with services offered through the app. This may include commissions, service fees, or other payments.

Any such payments are not an additional cost to you unless expressly disclosed, but may give rise to a potential conflict of interest. Indus AU Pty Limited takes reasonable steps to manage such conflicts in accordance with its legal obligations.

Accuracy of Information

While reasonable care has been taken to ensure that the information provided is accurate and up to date, Indus AU Pty Limited does not guarantee its completeness or accuracy. Information may change without notice.

Availability of Services

The services described on this website are available only to persons who are permitted to access them under applicable laws and regulations.

If you access this website or use our services from outside Australia, you are responsible for complying with local laws and regulations.

Changes to This Information

Indus AU Pty Limited may update this information from time to time. The latest version will always be available on our website.